Terms of Service
Use PennySave for your own finances, keep your account details accurate and safe, and we’ll keep the service running — as is, with no guarantees about the numbers it shows you.
A summary, not the agreement. The full text below is what binds.- 01
Introduction
Welcome to pennysave.ai (“we”, “us”, or “our”). These Terms of Service (“Terms”) govern your use of our personal finance management web application (“Service”), accessible at http://pennysave.ai. By accessing or using our Service, you agree to be bound by these Terms. If you do not agree, please do not use our Service.
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Acceptance of Terms
By creating an account or accessing the Service, you confirm that you have read, understood, and agree to these Terms and our Privacy Policy.
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Eligibility
You must be at least 13 years old or the age of majority in your jurisdiction to use this Service. By using the Service, you represent and warrant that you meet these requirements.
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Account Registration
To access certain features of our Services, you may be required to create an account. You agree to:
- Provide accurate and current information during the registration process.
- Maintain the security and confidentiality of your account credentials.
- Notify us immediately of any unauthorized use of your account or breach of security.
- To connect your depersonalized data with AI models.
- You are solely responsible for all activity that occurs under your account.
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Use of the Service
- The Service is provided for your personal, non-commercial use only.
- You agree not to misuse the Service or use it for any unlawful purpose.
- You may not attempt to gain unauthorized access to any part of the Service or its related systems.
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Data and Privacy
By using our Services, you agree to the collection, use, and processing of your data as described in our Privacy Policy. You retain ownership of all data you submit to the Services, but you grant us a license to use, store, and process such data for the purpose of providing the Services. We do not sell or share your personal data with third parties for their marketing purposes.
- Your use of the Service is also governed by our Privacy Policy.
- We do not sell your personal financial information to third parties.
- You are responsible for the accuracy of the data you provide.
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User Content
- You retain ownership of any data or content you submit to the Service.
- By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and process your content solely for the purpose of providing the Service.
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Disclaimer of Warranties
- The Service is provided “as is” and “as available” without warranties of any kind.
- We do not guarantee the accuracy, completeness, or timeliness of the information provided.
- Your use of the Service is at your own risk.
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Limitation of Liability
- To the fullest extent permitted by law, PennySave and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use the Service.
- Our total liability shall not exceed the amount you paid to use the Service, if any.
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Termination
We reserve the right to suspend or terminate your access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Service.
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Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on our website and become effective upon posting. Your continued use of the Services after the changes take effect constitutes your acceptance of the modified Terms.
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Contact Us
If you have any questions about these Terms, please contact us at support@pennysave.ai.
Questions about this? Write to support@pennysave.ai