Know where every penny goes. Without the spreadsheet.
Add a payment in three taps and see your whole month at a glance: what came in, what went out, and where it all went. Money stops feeling like homework and starts feeling like winning.
iPhone app · Free plan forever · No bank login neededPayday feels great. The 24th doesn’t.
The money just… goes.
Coffees, subscriptions, a dinner split four ways. By the end of the month you honestly can’t say where it went.
You feel behind — and a bit guilty.
Every budgeting app you tried wanted an hour of typing each week. You stopped opening it, and the worry came back.
It shouldn’t be this hard.
Looking after your money should feel like progress, not punishment. You deserve to feel in control without becoming an accountant.
You just had the wrong tools. We built the right one.
We made PennySave because we were tired of apps that made us feel worse. So we took the work out: a payment takes three taps, and the picture of your month is always one glance away.
Receipt recognitionPremium
Snap a photo — amount, shop and category fill themselves in.
AI monthly reportsPremium
Every month, a plain-language summary of what changed and where your money went.
Shared accountsPremium
Share with a partner or flatmates, fully in the open.
Your money, your language
Euro, pound, dollar, HK dollar — in English, German, French or Spanish.
Three steps to a calmer month
- $4.10☕ Eating out123456789.0⌫SaveSTEP 1
Add it in seconds
Type the amount, pick a category, done — free, forever. On Premium, snap the receipt and it fills itself in.
- STEP 2
See it
Your month in one picture: daily spending, what came in, what went out. On Premium, AI writes you a report at the end of every month.
- STEP 3
Share itPremium
Share an account with your partner or flatmates — everyone sees every payment, and who added it.
Two ways it can go
With PennySave
- You know exactly where this month’s money went.
- Subscriptions stop sneaking up on you — they’re right there in your month.
- Shared costs are visible to everyone, no chasing.
- Money feels like progress. You start saving on purpose.
Start free. Go Premium when it clicks.
Free
Forever. No card needed.- Unlimited transactions
- Accounts & categories
- Monthly dashboard: spent, in, out, net
Premium
$4.99 per month- Everything in Free
- Receipt recognition
- Shared accounts
- AI-generated monthly reports
- iPhone only
- No bank login needed
- Cancel any time in the App Store
From “where did it go?” to “I’ve got this.”
Your first calm month starts with one download. Adding a payment takes three taps.
Get PennySave — it’s free (opens the App Store)
What’s coming next
PennySave keeps growing. Here’s what we’re building now.
- Coming soon
Budgets & alerts
Set a limit per category and get a notification before you go over.
- Coming soon
Talk to Siri
An AI assistant you can ask about your budgets and spending, right through Siri.
- Coming soon
Bank card linking
Payments imported automatically through Apple FinanceKit. Premium, US only.
Missing something? Tell us.
The roadmap above came from people like you. Tell us what would make PennySave work better for you — we read every request.